Death in deferment

Firefighters' Pension Scheme 1992

We outline the benefits that are most likely to apply, but different rules apply if you were in service before 1 April 1972 – please contact us if you want to know more.

Husband's or wife's pension

If you die while your pension is deferred, your husband or wife may receive a pension. If you married before you left service or opted out, your spouse's pension will be:

  • 1/2 x firefighter's pension

Marriage after leaving service

If you marry after leaving service or opting out of the FPS 1992, your spouse will receive the higher of:

  • pensionable service after 05/04/1978 x 1/160 x pensionable pay or
  • 1/2 x service after 05/04/1978 ÷ total pensionable service x firefighter's pension

Living apart from your husband or wife

If you are living separately from your husband or wife at your date of death, his or her pension will be based on your pensionable service after 5 April 1978. Your spouse will receive:

  • pensionable service after 05/04/1978 x 1/160 x pensionable pay

If your spouse's full pension (what would have been paid if you weren't living apart) would have been higher, it will be calculated as above and then:

  • it may be increased to equal the amount of any maintenance contributions that were paying, or were liable to pay to support your spouse and/or any children. The total pension cannot be higher than the full pension, or
  • the pension could be increased to the full pension at Hampshire Fire and Rescue Authority's discretion.
Civil partner's pension

If you die (before or after leaving service or opting out) whilst in a registered civil partnership, your surviving partner would receive the higher of:

  • pensionable service after 05/04/1988 x 1/160 x pensionable pay or
  • 1/2 x service after 05/04/1988 ÷ total pensionable service x firefighter's pension
Children's pensions

If you die after leaving service or having opted out of the FPS 1992, your children will receive a pension if they are eligible. They will receive a proportion of your deferred pension. How much they will receive depends on their circumstances when you die.

If your eligible children have a surviving parent:

  • If you have one or two eligible children, each child will receive 18.75% of your pension
  • If you have three or more eligible children, they will receive 37.5% of your pension, shared between them

If your eligible children do not have a surviving parent:

  • If you have one or two eligible children, each one will receive 25% of your pension
  • If you have three or more eligible children, they will receive 50% of your pension, shared between them