Death on pension

Firefighters' Pension Scheme 1992

We outline the pensions most likely to be paid if you die once you are receiving you pension. Different rules apply if you were in service before 1 April 1972. Please contact us if you want to know more about this.

Your partner's pension will be based on your pension, before any reduction was made for commutation.

Husband's or wife's pension

If you die once your pension is in payment, your husband or wife may receive a pension. Their pension will be based on your pension, before any reduction was made for commutation. If you married before you left service or opted out, your spouse's pension will be:

  • 1/2 x firefighter's pension

Living apart from your husband or wife

If you are living separately from your husband or wife at your date of death, his or her pension will be based on your pensionable service after 5 April 1978. Your spouse will receive:

  • pensionable service after 05/04/1978 x 1/160 x pensionable pay

If your spouse's full pension (what would have been paid if you weren't living apart) would have been higher, it will be calculated as above and then:

  • it may be increased to equal the amount of any maintenance contributions that were paying, or were liable to pay to support your spouse and/or any children. The total pension cannot be higher than the full pension, or
  • the pension could be increased to the full pension at Hampshire Fire and Rescue Authority's discretion.
Marriage after leaving service

If you marry after leaving service or opting out of the FPS 1992, your spouse will receive the higher of:

  • pensionable service after 05/04/1978 x 1/160 x pensionable pay or
  • 1/2 x service after 05/04/1978 ÷ total pensionable service x firefighter's pension
Civil partner's pension

If you die (before or after leaving service or opting out) whilst in a registered civil partnership, your surviving partner would receive the higher of:

  • pensionable service after 05/04/1988 x 1/160 x pensionable pay or
  • 1/2 x service after 05/04/1988 ÷ total pensionable service x firefighter's pension
Children's pensions

If you die after leaving service or having opted out of the FPS 1992, your children will receive a pension if they are eligible. They will receive a proportion of your pension. How much they will receive depends on their circumstances when you die.

If your eligible children have a surviving parent:

  • If you have one or two eligible children, each child will receive 18.75% of your pension
  • If you have three or more eligible children, they will receive 37.5% of your pension, shared between them

If your eligible children do not have a surviving parent:

  • If you have one or two eligible children, each one will receive 25% of your pension
  • If you have three or more eligible children, they will receive 50% of your pension, shared between them
Dependent relatives

A payment called a dependent relative's gratuity may be made to a relative if you die once your pension is being paid. Hampshire Fire and Rescue has absolute discretion as to whether or not to pay a dependent relative's gratuity. The payment can be any amount but not more than you contributed to the pension scheme.

  • The payment can only be made to someone who is not eligible for a pension or other payment from the FPS
  • They must be substantially dependent on you when you die
  • The relative must be your spouse, civil partner or child if they are not eligible for a pension or other payment or
  • They must be your parent, grandparent or any child of these relatives