If you have a partner and eligible children, they will receive pensions if you die before your own pension has come into payment. There will not be a death grant, but you may wish to keep your nomination up to date as a lump sum may be paid if you die once your pension is in payment.
If you die while your pension is deferred, your partner will receive a pension which is payable for life. If you are not married or in a civil partnership with your partner, they will only receive a pension if you nominate them – please see Partner's and children's pensions. Your partner's pension will be the same, whether your marriage or partnership began before or after you left service or opted out.
Your partner's pension will be 1/2 of what your pension would have been.
If you die before your pension is in payment, and you leave eligible children, they will receive a pension for as long as they are eligible:
- If you have one child, his or her pension will be 1/4 of what your pension would have been
- If you have two or more eligible children, their pensions will be 1/2 of your pension, shared between them