Partner's and children's pensions
New Firefighters' Pension Scheme 2006
- Partner's pension
A pension will be paid to your husband, wife, civil partner or nominated partner if you die.
- If you have a partner but are not married or in a civil partnership, they will only receive a pension if you nominate them
- Your partner's pension would be paid for life, even if he or she remarries, marries or forms a civil partnership
- If your partner is more than 12 years younger than you, his or her pension will be reduced by 2.5% for each year or part-year's age difference over 12 years
- Cohabiting partner nomination
If you are married or in a civil partnership, your spouse or civil partner automatically qualifies to receive a pension if you die.
If you have a partner but you are not married or in a civil partnership, a cohabiting partner will now receive the same dependant's benefits as a spouse providing they meet the following conditions:
- They are living with you, the firefighter
- You are financially interdependent
- You have been in a relationship for at least two years
- You are free to marry or enter into a civil partnership in the United Kingdom
There is no longer a need to nominate a cohabiting partner for them to receive this dependant's benefit.
However, you are advised to complete the Cohabiting partner nomination form for peace of mind and to ensure swift payment of these benefits.
- Children's pensions
Your child will be eligible to receive a pension if:
- he or she is your natural, adopted or step-child or
- he or she was dependent on you and is related to you, or is a child of your husband, wife, civil partner or nominated partner and
- he or she is below age 18, or below age 23 and in full time education or
- he or she is permanently disabled when the member dies – may be entitled to receive a pension for life
Your child's pension will stop when he or she ceases to be eligible to receive it, for example if they turn 18, or 23 if in full time education, or they leave education between ages 18 and 23. Your child will also cease to be eligible if he or she begins paid employment, marries or forms a civil partnership.