Hampshire Fire and Rescue Authority may retire you on ill health grounds if you become permanently disabled for the performance of your duties. There is a higher tier and a lower tier ill health pension, depending on your level of disability.
The pension would be based on your pensionable service and final pay, and would not be enhanced. You could choose to exchange some of the pension for a retirement lump sum.
1/60 x pensionable service x final pay
You would only receive a higher tier pension if you have been a member of the NFPS for at least five years and you become unable to take any other regular employment.
The pension would be based on your pensionable service and final pay, and would also be enhanced but cannot be more than 40/60 of your final pay. You would not be able to exchange (commute) any of the pension for a retirement lump sum.
- 1/60 x pensionable service x final pay plus
- enhancement of 2% pensionable service x prospective service to age 60
A firefighter who retires at age 50 with 12 years' pensionable service and final pay of £30,000 could receive:
- Lower tier pension:
12/60 x £30,000 = £6,000 a year
- Higher tier pension:
2% x 12 x 10 = 2.4 years enhancement
2.4/60 x £30,000 = £1,200 extra pension
£6,000 lower tier pension + £1,200 enhancement = £7,200 a year
Firefighters' Compensation Scheme
You are covered by the Firefighters' Compensation Scheme (England) which will pay benefits if you become disabled or die because of an injury you receive whilst carrying out your duties. The rules of the compensation scheme are separate from those of the NFPS – you can ask Hampshire Fire and Rescue Authority for a copy if you want to find out more.