Insurance

Insurance

Hampshire Legal Services (HLS) is Hampshire County Council's in-house legal practice. To protect Hampshire schools from the risk of litigation, we operate various insurance policies on their behalf.

We provide general advice on all insurance matters, the arrangement of all insurance polices (in-house policies and commercially insured policies) which include liability insurance, the insurance of motor vehicles, the insurance of property and travel insurance. We handle any civil claims against schools from receipt of the claim through to its conclusion. We also process losses resulting from fire, lightning, explosion, major storms/floods, and theft. We provide advice on claims and indemnities. Members of the Litigation Team are happy to give further advice on any risk or insurance issue which may be required.

Service features

The insurances covered by our Service Level Agreement are set out under the following headings:

  • Public liability
  • Professional Indemnity/Officers Indemnity
  • Employers' liability
  • Governors' liability
  • Fidelity guarantee
  • Libel and slander
  • Property:
    • Building insurance – fire, lightning, explosions and major storm/flood damage (except Aided schools)
    • Contents insurance for property owned by the school and recorded in the school inventory – fire, lightning, explosion and theft (and damage as a result of illegal entry with £200 excess per claim)
  • Money – theft
  • Travel policy
  • Personal accident scheme
  • Engineering inspection
  • Hirers' policy

We also offer the following services (and additional premiums apply):

  • Additional schools contents cover for those additional perils not covered by Hampshire County Council (e.g. vandalism, accidental damage)
  • Cash on school premises cover over £1,000
  • Community Activity Programme cover

Benefits to schools

  • As one of the largest in-house local authority legal practices in the country, we are well placed to provide expert legal advice and support in relation to insurance claims
  • Our size gives us extensive purchasing power to negotiate extremely competitive quotes should cover be required that is not included within that provided by the Council
  • Claims arising from employers' liability, public liability and professional indemnity matters will be investigated by Hampshire Legal Services
  • We are Lexel accredited, which certifies that we have been judged by independent assessors as meeting the Law Society's Practice Management Standards

Contact

Legal Team – Highways Litigation and Insurance

Services for schools brochure

To access our prices for schools, contact us using the details above.