Death benefits

Survivors' pensions

In the event of your death, pensions are also payable to a surviving partner and any eligible children. A surviving partner can be a husband, wife, civil partner or an eligible co-habiting partner.

For a pension to be payable to a co-habiting partner the following conditions need to be met:

• you have been in a relationship and living together for at least two years
• you are financially interdependent
• you are free to marry or enter into a civil partnership

There is no requirement to nominate a co-habiting partner to enable them to receive a survivor's pension. However to help with the administration of benefits payable in the event of your death, you are advised to complete a co-habiting partner nomination form.

Childrens' pensions

In the event of your death, pensions are also payable to any eligible children.

Eligible children are those that are financially dependant on you and under the age of 18. Pensions can be paid up to the age of 23 if the child remains in full time education.

If you have a permanently disabled child who is financially dependant on you then a pension can also be paid to them, regardless of their age.