About the scheme

New Police Pension Scheme 2006 (NPPS 2006)

The New Police Pension Scheme 2006 (NPPS) is an unfunded, occupational pension scheme.

It is a national scheme with individual police forces responsible for its administration. Unless you have opted out, you will be a member of this scheme if you joined the force after 5 April 2006. See the NPPS member guide for more information.

Retirement benefits

  • Pension based on service and final pay, to a maximum of 35/70 of your final pay
  • Pension worth 1/70 of your final pay for each year of service
  • Part-time service is scaled down and part-time pay is scaled up to the whole-time-equivalent
  • A tax-free retirement lump sum worth four times your annual pension – with the option to convert some or all of it to pension
  • The option to buy added years within the over all limit of 35 years
  • Pension and lump sum paid immediately if you become ill or disabled
  • An enhanced pension if incapable of any regular employment

Death benefits

A death grant lump sum will be paid to your spouse, nominated partner or to your nominee (if you don't have a partner) if you die in service.

Pensions may also be paid to your dependants.

A partner's pension, payable for life, for your:

  • husband, wife or civil partner
  • cohabiting partner subject to certain conditions

Children's pensions for eligible children, including:

  • natural children
  • adopted children
  • stepchildren
  • any child dependent on you at your death – even if unrelated