Children's pensions

New Police Pension Scheme 2006 (NPPS 2006)

Eligible children

If you die, your children will receive a pension if they are eligible. Eligible children may include:

• natural children
• adopted children
• stepchildren
• any child dependent on you either financially or due to disability at your date of death

This also includes children born after an officers' death, where the mother was pregnant with the child when the officer died, including where the officer is also the mother.

To receive a pension, children must be:

• under age 19 or
• age 19 to 22: pension payable while child is in full time education for at least a year or
• permanently disabled at the officer's date of death: pension may be paid for life

Amount of children's pensions

How much eligible children will receive depends on how many children are eligible for a pension, and whether or not a pension is payable to a partner.

Eligible children who have a surviving parent:

• If you have one or two eligible children, each child will receive 18.75% of your pension
• If you have three or more eligible children, they will receive 37.5% of your pension shared between them

Eligible children who do not have a surviving parent:

• If you have one or two eligible children, each one will receive 25% of your pension
• If you have three or more eligible children, they will receive 50% of your pension shared between them

A pension paid to a child who receives pay for training or employment in excess of a specified annual amount is reduced by the excess. If the excess is equal to or more than the pension, then no pension is paid. The specified amount is the Income Support level for a single person age 18-24.