Death with a deferred pension

New Police Pension Scheme 2006 (NPPS 2006)

Partner's pension

If you die after leaving service or opting out of the NPPS, and you have a spouse, civil partner or nominated partner at your date of death, he or she will receive a pension.

• The pension will be half of your deferred pension
• The pension will be payable for life even if your partner later marries, enters into a civil partnership or cohabits

The pension could be less if your partner is much younger than you, or if you marry or enter into a civil partnership shortly before your death. See the partner's pension page for more details.

Nominated partners

If you live with your partner, but you are not married or in a civil partnership, he or she will only receive a pension if you nominate them. Your partnership must also meet certain conditions. See partner's pensions to find out more.

Children's pensions

Your children will receive a pension if they are eligible. Their pensions would be a proportion of your deferred pension. See children's pensions for more information.

Gratuity to estate

If you die and the payments due to your dependants are less than your total pension contributions, the balance of those contributions will be paid to your estate.

Death gratuity

If you die as a a result of an injury received on duty, within 12 months of receiving the injury, a gratuity may be paid. It may be paid to your husband, wife, civil partner, child or other dependent relative. The gratuity is paid under the Police (Injury Benefit) Regulations, it is not part of the pension scheme.